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  1. October 13, 2012 - 7:41 pm | Permalink

    No way. No how. There are no monthly scrviee fees paid to a title company. They have zero to do with your mortgage after it closes. Where did you get this information?There is some confusion somewhere. Perhaps the mortgage company has issued forced placed homeowner insurance on your property after they determined you did not have insurance on the home. Yes, they have the legal right to do this. And yes, it could cause a big change in your monthy payment. If somehow your home insurance was dropped by your insurance company (like a State Farm, Allstate, etc.), then get your own insurance again right away and then notify your mortgage company.Also, call your mortgage company and get clarification about what’s going on here. Make sure you write down what they say.Good luck.

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