Category Archives: Property liability insurance
By Pablo Gibson, financial writer for Safe Financing. Everyone dreams of owning a house of their own at some point of time in life. In order to fulfill this dream, people take out mortgage loans to purchase a house. These loans come at varying rate of interest as well as terms of repayment. There are […]
For most people, insurance is a necessary aspect of life. It is the safety net that protects you from a crushing fall or an imminent disappointment during hard times. There are several types of insurance available, such as life, auto, workman’s compensation, liability. But perhaps the commonest type is property insurance. Whether you are a homeowner or a business operator, property insurance is the one area you should not neglect. So, what is property insurance?
Most people think that the only property insurance policies they need are those that protect their homes and their cars. However, nearly all of us own certain types of belongings that are not covered by a regular home insurance policy. The solution? Personal property insurance.
Any business owner can attest to the critical important of property liability insurance to his business. Property liability insurance provides coverage for any liabilities or damages caused to a person due to negligence resulting in faulty products and services.
The law does not require anyone to have liability or replacement coverage in your New York property insurance, or any insurance for that matter. However, only very few businesses can smoothly run their operations without New York property insurance.
For your small business to succeed, you have to be ingenious and hard-working. But all your hard work and ingenuity can be wiped out just like that with one single disaster. To protect yourself from such calamities, you need property insurance for small business.
If you own a rental property, it is very likely that you will have to grapple with costs of damages caused by your guests. So how do you overcome this hurdle in your financial investment? A lot of companies are now offering property insurance for landlords. Damages due to natural catastrophes such as fires, floods, storms, or water can be covered by property insurance for landlords.
second home does not mean it requires only second-rate insurance. Say for example, you bought a property in France. Whether this one would just serve as your holiday house, a winter hovel, or romantic spot, you still need the right French property insurance coverage.
A foreign property and casualty insurer, Alpha Property and Casualty Insurance Company is licensed to conduct business in the Florida state. In 1979, Alpha Property and Casualty Insurance Company was first organized as a Wisconsin domestic stock insurance company.
RFID or Radio Frequency Identification is the latest technological development that has broken through the property insurance market. By using radio waves to transmit information, RFID has helped several property insurance companies track down otherwise lost properties.